Terms & Conditions

Last Updated: February 24, 2026

1. Acceptance of Terms

By accessing and using the website sunsetcapi.com operated by Sunset Cap Inc ("we," "us," or "our"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.

2. Services

Sunset Cap Inc is a direct business lender providing working capital loans, revenue-based financing, business expansion funding, equipment financing, business lines of credit, and invoice factoring to qualified businesses. All funding is subject to approval and underwriting.

3. Eligibility

Our services are available to businesses operating in the United States. You must be at least 18 years of age and authorized to enter into agreements on behalf of your business to use our services.

4. Application & Approval

Submitting an application does not guarantee funding. All applications are subject to our underwriting process, and we reserve the right to approve or decline any application at our sole discretion.

5. SMS Terms & Conditions

Sunset Cap Inc operates two distinct SMS programs. By checking the corresponding box(es) on our contact form, you agree to the terms for each program you select:

1. Marketing SMS Program: By opting in, you consent to receive marketing text messages from Sunset Cap Inc using an ATDS, including promotional offers, funding opportunities, and business growth resources. Message frequency may vary. Message & data rates may apply. Reply STOP to opt out, HELP for assistance.

2. Non-Marketing SMS Program: By opting in, you consent to receive non-marketing text messages from Sunset Cap Inc using an ATDS about your application status, appointment reminders, document requests, and account notifications. Message frequency may vary. Message & data rates may apply. Reply STOP to opt out, HELP for assistance.

For more information on how we handle your data, see our Privacy Policy.

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Sunset Cap Inc and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

7. Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, express or implied. We do not guarantee that the website will be available uninterrupted or error-free.

8. Limitation of Liability

To the maximum extent permitted by law, Sunset Cap Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the website constitutes acceptance of the updated Terms.

11. Contact Us

If you have questions about these Terms & Conditions, contact us at:

Sunset Cap Inc
1775 Coney Island Ave, Brooklyn, NY 11230
Email: tiffany@sunsetcapi.com